Terms and Conditions of Use
In these Terms and Conditions of Use, the expressions In these Terms and Conditions of Use, the expressions we, us and our includes My Loans Services Pty Ltd ABN 60 632 659 968.
By accessing, viewing or otherwise using any of our websites, you acknowledge and agree to be subject to these Terms and Conditions of Use, our Privacy Policy and any other notices, disclaimers or terms and conditions contained on our websites, as amended or modified from time to time (together the Terms and Conditions of Use). If you do not accept our Terms and Conditions of Use you are not authorized to use our websites.
These are our current Terms and Conditions of Use and they replace any others which have appeared previously on any of our websites. We may at any time vary these Terms and Conditions of Use by publishing the new version on our websites. By accessing any of our websites you are deemed to accept the current Terms and Conditions of Use displayed. We reserve any and all rights not expressly granted in these Terms and Conditions of Use.
Calculator
Any calculators or information provided on our websites are provided for your convenience only and do not constitute either credit or financial advice. Information on our websites has been prepared without consideration of your particular circumstances and should be viewed as generic information only and not as indicating that you should follow a particular course of action.
No warranty or guarantee
While we have tried hard to make sure there are no mistakes in any of the information on our websites, we do not warrant that we have verified the information and we do not warrant the accuracy, adequacy or completeness of it or that the information is suitable for your intended use. Further, all information is subject to change without notice.
We recommend that you seek independent advice before acting upon any of the information on our websites.
We do not guarantee that our websites are free from viruses, or that access to our sites will be uninterrupted.
You acknowledge and agree that your use of our websites is at your own risk. You must ensure that that the process which you use for accessing our websites does not expose you to the risk of viruses or other forms of interference which may damage your own computer system.
Limitation of liability
Subject to any responsibilities which are implied by law and cannot be excluded, neither we, nor any of our employees, agents or officers are liable to you for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs) whether direct or indirect, whatsoever arising out of or referable to information on our websites or your use of our websites or any modification, suspension or discontinu.
Our liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at our option, to:
- the resupply of the goods or services;
- the repair of the goods or services
- the payment of the cost of having the goods or services supplied again or repaired.
Copyright and trademarks
The material on our websites is protected by copyright. Other than for the purposes and subject to the conditions prescribed under the Copyright Act 1968 (Cth), no part of it may in any form or by any means (electronic, mechanical, micro-copying, photocopying, recording, or otherwise) be reproduced, uploaded to a third party, linked to, framed, stored in a retrieval system or transmitted without our prior written permission.
You also must not in any form or by any means commercialise any information, products or services obtained from our websites without our prior written permission. Our websites include registered trade marks owned by us (or our censors). You must not use any of our trademarks in any way without our prior written consent.
Currency of Information
You should be aware that information current to a particular time or date as placed on the website does not mean that more recent information of the relevant type does not exist, or is not available through other means, or that circumstances have not changed, such that the information does not reflect the state of affairs at any subsequent time. Further, delays may occur before particular information on this website is updated.
Indemnity
You agree to indemnify My Loans Services Pty Ltd and each of the officers, employees, representatives, agents, contractors, suppliers and licensors (‘Affiliates’) of My Loans Services Pty Ltd in respect of any liability, loss or damages (including all legal and other costs on a full indemnity basis) suffered or incurred by them arising (in whole or part) out of the breach of or failure to comply with any of these Terms and Conditions, or any other default or wrongful conduct in relation to the subject matter of these Terms and Conditions, on the part of you or any of your Affiliates.
Products on Our Website
If you wish to undertake any services or products made available on this website, you may you may be asked to supply certain information relevant to the service including, without limitation, your name, address, email, phone number and other information relevant to the service. YBR specifically retains the right, at any time and without notice, to remove, alter or add products & services and/or vary these, without any notification to you where permitted by law.
Restricted Access
Access to certain areas of this website is restricted. My Loans Services Pty Ltd reserves the right to restrict access to some areas of this website, or indeed this entire website, at My Loans Services Pty Ltd’s discretion.
If My Loans Services Pty Ltd provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.
User Content
Certain parts of the website may allow you to submit your personal information for competitions, promotions, complaints and marketing purposes. You must not:
—-use the website in breach of any applicable laws or regulations;
—-use the website to harm, abuse, harass, stalk, threaten or otherwise offend others;
—-interfere with, disrupt, or create an undue burden on the website;
—-upload, post, transmit or otherwise make available any material that;
—-is not your original work, or which may infringe the intellectual property or other rights of another person;
—-is, or could reasonably be expected to be, defamatory, obscene, offensive, threatening, abusive, pornographic, vulgar, profane, indecent or otherwise unlawful, including material that racially or religiously vilifies, incites violence or hatred, or is likely to offend, insult or humiliate others based on race, religion, ethnicity, gender, age, sexual orientation or any physical or mental disability;
—-includes an image or personal information of another person unless you have their consent; or
—-ou know or suspect, or should reasonably know or suspect, to be false, misleading or deceptive.
You grant to My Loans Services Pty Ltd a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, copy, publish, communicate to the public, translate, distribute or edit your user content in any existing or future media. You also grant to My Loans Services Pty Ltd the right to sub-license these rights, and the right to bring an action for infringement of these rights.
Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or My Loans Services Pty Ltd or a third party (in each case under any applicable law).
You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
My Loans Services Pty Ltd reserves the right to edit or remove any material submitted to this website, or stored on My Loans Services Pty Ltd’s servers, or hosted or published upon this website.